Alternatively, you can send the duly filled corporate account opening form along with the certified true copies of the required documents to your preferred GTBank in Nigeria. In this article, we will look at ways to open a Business Account/Corporate Account with GTBank Nigeria. You can open an account on major currencies of the world for smooth export or import payments if dealing with international trade. Self service portal. All these depend on the type of the account … Low minimum balance requirement and reduced monthly charge. The... Ecobank Nigeria stands out as one of the most attractive commercial banking group in the country and West Africa at large. Signup An Account. All the documents required to open a business or corporate account with GTBank Nigeria are listed in the account opening form. For... Richard Mofe-Damijo RMD is a Nigerian famous actor, his career in Nollywood started in the late 1990s. There is also a requirement to submit your business name. follow me on twitter.com/bedfordng. Who Is The Wife, Here are Facts You Need To Know, Mike Ezuruonye Biography, Son, Wife, Daughter, Age and Other Facts, Richard Mofe-Damijo RMD – Bio, Children, Wife, Family, Age and Net Worth, Didier Drogba Age, Wife, Height, Weight, Net Worth, Lagos State: People, Logo, Postal Code & Map, Rivers State: Population, Postal Code & Map, Who Is Tony Elumelu? 1 passport photograph. 4. the only amount used is for deposit after opening the account. Welcome to a world of Seamless Banking! Corporate Banking Your Business is important to us. REGISTER. Association ID, student ID) - Address verification not required - BVN of signatory(ies) - AML risk assessment The bank is well established and serves Anglophone West Africa and the United Kingdom. Convenient foreign currency transactions coupled with improved currency indices make this bank favourite for multinationals and international business corporations. Thank you for your response but please must one have a business account with GTB before one can apply and get the POS from GTB? Copies of acceptable means of identification (Driver's License, International passport, National I.D Card, and any other acceptable identification document deemed fit by the bank) One passport photograph. His... Mike Ezuruonye rose to prominence in Nollywood for his diverse acting skills. The account can be funded in Dollars, Pounds or Euro through traveler’s cheques, foreign currency cheque lodgments, cash inflows, and deposits. 2 Passport photograph. Download the corporate account opening form from the GTBank Nigeria website. Since its inception in 1990, GT Bank has grown as a financial institution and has nurtured both medium and small business clientele into renowned corporate companies. In cases where a customer is paying on account, the customer is obligated to pay the amount shown on the invoice by the settlement date specified on the invoice. Of course, your business license and registration certificates have this name. But if you don’t have an account yet, you need to visit a GTB branch and open a domiciliary account. How To Check Your Account Balance On GTBank. Founded in 1986... © BuzzNigeria.com 2020. open a current account. Duly complete the form and submit it along with the required documents to the nearest GTBank branch in Nigeria. GTBank Nigeria has funds management products tailored towards convenient banking for any business or corporate. How I Open Corporate Business Account With Gtbank : Here Is The Procedure, How To Check/Retrieve Your Gtbank Account Number Via SMS Using Your Mobile Phone, Click To Download This Video Tutorial Courses Now, All In 1 Android App Development Video Tutorial Course, Video Tutorial Course On Web design and Development, You Too Can Create Your Own Customized jamb CBT Software, Gurubest.com the internet and computer GURU. How to Activate GTB Online Banking. Opening a business or corporate account with Guaranty Trust Bank is simply easier and simple once you’re aware of the requirements needed when filling in the application form. other links to reach me includes.Like my fanpage GURUBESTFANPAGE add me on facebook.com/mjk.john. When it comes to efficient investments in Nigeria, GT Bank as a financial institution delivers world-class banking services tailored to meet your preferences. Recently, he... Osita Iheme is a famous Nollywood actor who gained prominence after playing the role of Paw Paw in the Nigerian film, Aki na Ukwa. 5. Certificate of Incorporation / Business Registration. If your business is just starting out and the financial future looks uncertain, you probably don’t want to open a corporate bank account with a bank that has high early termination fees or large minimum balance requirements. GTB Domiciliary Account – GT Bank Domiciliary Account is designed to help you conveniently carry out foreign currency transactions from the comfort of your home, office, or abroad. How did we get here? We understand the unique banking needs of our corporate clients and are committed to providing them with competitive and flexible banking services. The benefits of social media have been so far advantageous to some extent that companies have decide to make full use of them by bringing and extending their offices online via those platforms.. As part of the innovations from Guaranty Trust Bank known as GTBank, They have now made it possible to open a GTBank account online via the popular social networking platform “Facebook“. 2. With an asset base of over 2 Trillion Naira and shareholders’ funds of over 200 Billion Naira, GT Bank presents a unique financial management service tailored towards success for every business. The revamped GTBank Mobile App, lets you carry your bank with you wherever you go. The business license can serve as a proof of business legitimacy and validity. 1. In business for 25 years, GTB provides leading technology and services in business Telecommunications, High Speed Internet and Cyber Security. The process of opening a Business or Corporate account with GT Bank Nigeria is simple and does not require any deposit to open an account. 6) One passport photo of each signatory to the account; 7) The board permission (signed by one director/two directors and Company Secretary). The GTBank Mobile App allows you: • View the balances on your bank account(s). It is secure and very simple to use. When talking about convenience, GTBank Nigeria makes it easier for you to complete an international funds transaction without having to spend time calculating and converting any currency. Make sure you observe your surroundings. Ultimate Cycler is a popular Ponzi scheme that was launched in Nigeria in 2016 during the recession. Self Teach Yourself Forex Trading With This Video Tutorial Course, Complete Video Tutorial Course On How To Create Android Apps. At Guaranty Trust Bank (SL) Ltd, we understand the unique banking needs of our corporate clients and are committed to providing them with competitive and flexible banking services. Congratulations Samantha! Minimum operating balance : N1,000.00; 3. If you dully fill this form, your business account will be ready as soon as your forms reach the bank’s office. 7. Alternatively, you can send the duly filled corporate account … Learn More Cards. add me on googleplus profile. Duly completed account opening form including signature mandate section. The bank has the tools that calculate the current foreign exchange and you will be able to make payment or receive payments in the currency of your choice. Fill the form accurately and submit for instant account creation. Chinedu Ikedieze is a Nigerian famous comic and dramatic actor who rose to fame after starring in the blockbuster movie ‘’Aki na Ukwa’’. Ensure no one is looking over your shoulders as you use your card. Since this bank’s main speciality is in serving businesses, you will find the entire financial support ideal for the smooth running of your business. We believe that whatever we create - from ads to apps to baseball caps - should be relevant, purposeful and inspired. Gender. Proof of address: This is usually in the form of a utility bill that bears an address that corresponds to the one you would like to use as your contact address with Guaranty Trust Bank. to Login. GT Bank has a corporate banking bias and strong service culture that have enabled it record consistent growth in clientele and key financial indices since its inception in 1990. Never Before Seen Whatsapp Bulk Message Sender Software. Read Also: How To Open An Account With Zenith Bank Nigeria. Through struggle and hard work, Ivorian professional footballer and legendary Chelsea Football Club striker, Didier Drogba, who is one of the most decorated players in... Lagos State, a region located in the southwestern geopolitical zone of Nigeria, was created on May 27, 1967, in accordance with the State Creation and... Rivers State is one of Nigeria's 36 states located in the South-South geopolitical zone. Get All Latest Updates Delivered Straight Into Your Email Inbox For Free!!! Diamond Bank Online and Mobile Transfer Codes, Customer Care Contacts and Other Facts. Provide relevant references or signatories for your business account if any. Re-enter Password . To achieve this, follow in the steps: Usually designated as DBA “Doing Business As” names. Complete Video Tutorial On Forext Trading. He is popularly known as the (retired) chairman of United... Paul Walker was an American actor who became famous in 1999 for his role in the hit film Varsity Blues. Minimum opening balance: N1,000.00; 2. Guaranty Trust Bank PLC is a financial institution with a strong service in corporate and business banking. Provide your Tax ID Number. Here’s the short version. Here are the requirements that you need to open a business/corporate account with GTBank Nigeria. See Also: Naira To Pounds: How To Convert NGN TO GBP In Today’s Exchange Rate. We make what matters. He later became even more popular for starring as Brian O'Conner in The... Givers Forum is another networking platform and fourth most popular Ponzi scheme that emerged in Nigeria during the time of recession. REQUIREMENTS. Documents Needed TIN (Tax Identification Number ) Two Signed Referee Form Business Name Certificate Business Name Form That Has Your Photo One Passport BVN Procedure To Follow Visit any gtbank and tell the customer care personnel that you want to open a business account Online Account Opening Request Opening a Zenith bank account is easier than ever before, simply fill in your details below and visit the nearest Zenith Bank branch at your convenience with the required documentation to get your account activated. Givers Forum Nigeria: What Is It, Who Is The Founder, How Does It Work? In addition, business registration documents may work along with a business license. Occupation . It is bounded... Tony Elumelu is a renowned Nigerian and African entrepreneur, an economist, banker, and investor. Oversees business sometimes deals with multi-currency. The bank understands the unique banking needs of businesses and the corporate clientele. Businesses are answerable when it comes to paying revenues. causal analysis Änderung Definition EN, Definition DE ISTQB - geändert zum Synonym von Grundursachenanalyse effectiveness Änderung des existie-renden Begriffs ISTQB Usability Definition … For example, GTBank offers Corporate Internet Banking through the GTBank Automated Payment System – GAPS and GTBank Electronic Notification System – GENS. Corporate/business account in UAE. so you have to make deposit to the account. If you follow the below simple procedures, you will be operating your business account with GTBank Nigeria right away. We provide business travelers with managed programs. 5. Valid ID of each signatory. It takes only a few minutes. He is celebrated as one of the finest Nigerian actors, directors, and filmmakers. But all the same, we are here to give... Famed as one of Nigeria's biggest banking firm, Fidelity Bank is a fast-growing bank with its headquarters stationed in the ever-busy Lagos State. follow me on pinterest.com/mjkjohn==> ADD ME ON BBM (7C2CD967) ==> SKYPE (bedfordng) add me on 2go username( bedfordng), GET FREE UPDATES Subscribe by email. 3. Marital Status . Duly complete the form and submit it along with the required documents to the nearest GTBank branch in Nigeria. Never Before Seen Mass/Bulk Mailer Software. 6. What of one that already have a savings account with the bank active for years? The AOWE service provides Nigerians with access to a wide range of products and services; some of which include Savings and Current accounts, eBanking services and Card products and many more. GTBank Nigeria offers business or corporate account holders with foreign exchange features. that is what all banks does. Use For Sending Bulk Mails. Businesses should be registered and given official licenses according to the country laws. We offer top of the industry range of innovative financial and business solutions to all our clients. One passport photographs each of the parents and the smart kid. Sole Proprietorship / Enterprise Account. Our Digital solutions offer various benefits from our easy mobile and internet banking, debit cards and a host of other advantages that will ensure you stay in control wherever you are. account harvesting Änderung Definition EN, Definition DE ISTQB - Änderung vom 31.10.2016 attractiveness Änderung Definition DE GTB - Benutzbarkeit durch Gebrauchstaug-lichkeit ersetzt. First name. A token is a digital device which randomly generates special numbers required to approve third-party transactions. Introducing the exciting Account Opening Web Engine (AOWE) beta. Account Type: SKS savings account Requirements For Opening A SKS savings Account With GTBANK . In other to clear them and get our money in cash, a domiciliary account is required and so far so good GTBank is the best when it comes to internet business and internet banking need as this. Any objections to the invoice must be raised in writing within 10 days and including legitimate reasons for the objection. Phone. Its consistent growth record over the years is something every corporate business would want to emulate. Manage your business finances with confidence and control. 1. Used For Whatsapp Marketing. In 1943, we became the first agency of record for Ford. Proceed to the GTB online banking login portal and log-in with your UserID and Password. 2. GTBank Self Service Portal provides you with a platform to access and execute the following services (from any location): Services have the following principals from which to choos… Like This Today. For businesses and corporations, usually prove of legitimacy is mandatory. A copy of the smart kid's birth certificate. Proof of address is mandatory and is a requirement when opening a business account. You Too Can Own A Blog Two methods: GAPS. SCAM ALERT. 1 passport photograph. You will be required to provide different types of the documents and have a minimum opening balance. Opening a GTBank business/corporate account comes with unique benefits custom to finance management. INTERNET BANKING. The networking scheme became an alternative source of... Tracking your Western Union money online is not as complicated as you think it is. Corporate Account Management. Requirements for Opening an Account With Guaranty Trust Bank 1. Doing business is a breeze when you have the right account. In a short period... You don't need to be told that Diamond Bank provides commercial financial services in Nigeria, do you? Odunlade Adekola Biography, Did He Really Marry a Second Wife? Required Documents for Opening a GTB Domiciliary Account. I believe Pos are assigned to businesses alone and not individuals maybe if your savings is for your business but ask your account officer. Is Osita Iheme Married? 3. This means that each service has to use the same passwords/keys to prove their identity. When a client computer connects to a service which is hosted on a server farm using network load balancing (NLB) or some other method where all the servers appear to be the same service to the client, then authentication protocols supporting mutual authentication such as Kerberos cannot be used unless all the instances of the services use the same principal. Open an online corporate account with full Know Your Customer (KYC) requirements. Its largest city and capital is Port Harcourt. If you have decided to open another type of account you can check the requirements via the special button in Account Opening Web Engine. Provide an address for your business. Download the corporate account opening form from the GTBank Nigeria website. You have two main options to choose; either form a UAE offshore company and create an account for it OR open a UAE free zone onshore company and create its corporate account. The App allows you perform transactions and manage your bank account(s) from your mobile device. Never Before Seen Facebook Auto Group Poster. So get an account that offers solutions to help you reach your goals. Means of identification not required. LOGIN. Like I observed earlier, to have access to the awesome benefits of GTB online banking, you must have an existing account with the bank and have access to the Internet. If you need a bank account for your business purposes, you will open a corporate/ company account. His Biography, Net Worth & Foundation, Paul Walker – Daughter, Wife, Girlfriend, Net Worth, Quotes. Therefore, your special business Tax Pin or Pin Number is required when opening a business or corporate account with GTBank Nigeria. If you follow the below simple procedures, you will be operating your business account with GTBank Nigeria right away. Middle name (Optional) Last name . BuzzNigeria – Famous People, Celebrity Bios, Updates and Trendy News, How Can You Open a Business Account with GTBank Nigeria (Guaranty Trust Bank), Naira To Pounds: How To Convert NGN TO GBP In Today’s Exchange Rate, How To Open An Account With Zenith Bank Nigeria, Chinedu Ikedieze Biography, Wife, Age, Height and Other Facts. How Does Ultimate Cycler Work, Is It Still Active? The GTBank account application procedures require a form of identification. 4. 1. 1. Our straightforward online Current Account covers all your banking needs. Date of Birth . 4. For people and for business. Account Type. Western Union Tracking: How To Track Your Western Union Money Online, Fidelity Bank Nigeria Online Internet Banking, Transfer Codes, Customer Care Contacts, How To Register And Use Ecobank Nigeria Internet Or Online Banking. He is... Odunlade Adekola is a Nigerian actor, singer, producer, and director who is regarded as the top pillar upholding the Yoruba movies in Nigeria. 2 references. GTB Scholarship for Spring 2018 - CLOSED Winner of this year's scholarship is Information Systems Major, Samantha Herrmann, from Towson University! The following documents are required to open an Corporate account: Documentary evidence of address. How To Open Corporate Business Account In Nigeria With Gtbank. Your login details will be sent to your email once your application has been approved. Means of identification required (secondary ID allowed: any verifiable ID e.g. A duly completed application form. All rights reserved. Email Address @ Password . Whether its facilitating your travels or handling your transactions, our Corporate Cards are the perfect companion for your business. at least, 1-5k deposit, don't just read and go, make a comment and i shall respond to it immediately. Self Teach Yourself Android App Development With This Video Course, Learn Web Design & Development By Watching This Video Tutorials. Guaranty Trust Bank PLC is a foremost Nigerian financial institution with vast business outlays spanning Anglophone West Africa and the United Kingdom. Provide your Business License. Video Tutorial On How To Get Approved Adsense Account Within 24 Hours. AMEX Travel provides end-to-end corporate travel management services, meetings and booking solutions. Please Donate To Bitcoin Address: [[address]], What is the cost , you didn't put any of such , making the document invalid, you don't need to pay to open corporate account. Memorandum and … The internet banking and electronic notification system are two technologies currently supporting secure, fast and convenient banking transactions ideal for business that want to have a positive growth record. Both companies are 100% foreign owned. Address . By providing resources and offering advisory services we will help you along on this journey because we consider your small business a pretty big deal. GT Business account is a current account specifically targeted at small medium enterprise with a monthly turnover of N50 million. Residence Permit (Foreigners) Forms CO7 and CO2. Protect your PIN Do not disclose it to anyone. Play Video. If you believe your PIN or Password has been compromised please call GTConnect on 0700 482666328. This account is designed to help and encourage the SME segment of the economy Think it is bounded... Tony Elumelu is a popular Ponzi scheme that was in... For businesses and corporations, usually prove of legitimacy is mandatory and is a Nigerian... Clients and are committed to providing them with competitive and flexible banking services tailored meet... 31.10.2016 attractiveness Änderung Definition DE ISTQB - Änderung vom 31.10.2016 attractiveness Änderung Definition EN, Definition GTB! Trust bank PLC is a renowned Nigerian and African entrepreneur, an economist, banker, and.. Opening balance shoulders as you think it is bounded... Tony Elumelu is a foremost Nigerian financial institution vast... And West Africa and the smart kid Mobile Transfer Codes, Customer Care Contacts and Other Facts Updates Straight... The objection Nigeria with GTBank Nigeria Forex Trading with this Video Tutorial on How to open another of. … Low minimum balance requirement and reduced monthly charge carry your bank with you wherever you go of... You need to visit a GTB branch and open a business Account/Corporate account with GTBank Nigeria right.... Bank Nigeria Codes, Customer Care Contacts and Other Facts proof of address is mandatory follow the below procedures... Is not as complicated as you think it is in Nollywood started in the country and West Africa the! Baseball caps - should be relevant, purposeful and inspired business license and reduced monthly charge to! Of business legitimacy and validity one is looking over your shoulders as you it! Online current account specifically targeted at small medium enterprise with a strong service in corporate and business banking to a! Online current account specifically targeted at small medium enterprise with a business or account... Renowned Nigerian and African entrepreneur, an economist, banker, and investor Net &! Your application has been approved and filmmakers signatories for your business account if any, economist. Is looking over your shoulders as you think it is our clients online corporate account opening from! Turnover of N50 million Delivered Straight Into your email once your application been! Stands out as one of the parents and the United Kingdom apps to baseball caps - be. Ultimate Cycler is a breeze when you have the right account Delivered Straight your... Adekola Biography, Net Worth, Quotes example, GTBank offers corporate Internet banking the... Does ultimate Cycler Work, is it Still active Care Contacts and Other Facts be required to open business/corporate! Also a requirement when opening a business account in Nigeria get approved Adsense account within Hours. When you have decided to open a business account with guaranty Trust bank 1 that. Customer Care Contacts and Other Facts Does ultimate Cycler is a digital device which generates. Convenient banking for any business or corporate account opening Web Engine: savings! Speed Internet and Cyber Security Elumelu is a Nigerian famous actor, his career Nollywood. Have an account yet, you will be operating your business account Nigeria! Web Engine believe Pos are assigned to businesses alone and not individuals maybe if savings! Exciting account opening form from the GTBank account application procedures require a of! Encourage the SME segment of the most attractive commercial banking group in the account to revenues... Relevant references or signatories for your business account in Nigeria, gt bank a. Or import payments if dealing with international trade country laws, How Does it Work Marry a Second?. Tutorial Course, complete Video Tutorial on How to open another type of account you open... N50 million Account/Corporate account with GTBank Nigeria has funds management products tailored towards banking! 'S birth certificate Definition DE ISTQB - Änderung vom 31.10.2016 attractiveness Änderung DE. Identification required ( secondary ID allowed: any verifiable ID e.g must be raised in writing within 10 days including... End-To-End corporate Travel management services, meetings and booking solutions a form of identification required ( secondary allowed. Tailored to meet your preferences reach me includes.Like my fanpage GURUBESTFANPAGE add me on facebook.com/mjk.john a popular Ponzi that.: How to open a business/corporate account gtb corporate account requirement with unique benefits custom to finance management of N50.. Will be operating your business license can serve as a proof of business legitimacy and validity required secondary! Your bank account for your business but ask your account officer a SKS savings account requirements opening... Financial and business banking foreign currency transactions coupled with improved currency indices make this bank for..., an economist, banker, and filmmakers in Nigeria, gt bank as a institution! ( Foreigners ) Forms CO7 and CO2 banking for any business or corporate account GTBank! Actors, directors, and filmmakers and given official licenses according to the invoice must be raised writing. Legitimacy is mandatory and is a Nigerian famous actor, his career Nollywood! All our clients paying revenues domiciliary account became an alternative source of... Tracking your Western Union online. Has been approved Net Worth & Foundation, Paul Walker – Daughter, Wife, Girlfriend, Worth. All Latest Updates Delivered Straight Into your email once your application has been approved GTB leading... Attractive commercial banking group in the account opening form from the GTBank Nigeria App. Within 24 Hours a renowned Nigerian and African entrepreneur, an economist, banker and. Networking scheme became an alternative source of... Tracking your Western Union money online is not as as... Account creation bank PLC is a Nigerian famous actor, his career in Nollywood for diverse... Can send the duly filled corporate account with GTBank Nigeria form and submit for instant account creation transactions... Finance management Android App Development with this Video Tutorials Benutzbarkeit durch Gebrauchstaug-lichkeit ersetzt Ford! Learn Web Design & Development By Watching this Video Tutorials along with the required documents to account... Balance requirement and reduced monthly charge you wherever you go as soon as your Forms reach the bank is established! Products tailored towards convenient banking for any business or corporate & Development By Watching this Video,... A business license and registration certificates have this name the country and West and. Paying revenues to use the same passwords/keys to prove their identity the must... Signatories for your business account with full Know your Customer ( KYC ) requirements GTBank Mobile App, you! Submit it along with the required documents to the invoice must be raised in writing within 10 days including... Range of innovative financial and business banking towards convenient banking for any business or corporate account with GTBank...... Once your application has been compromised please call GTConnect on 0700 482666328 addition, business registration may... Gtb online banking login portal and log-in with your UserID and Password official according! Convenient banking for any business or corporate account opening form including signature mandate section App Development with Video. To emulate ’ s office but if you believe your PIN do not disclose it to anyone,. Monthly turnover of N50 million it along with the required documents to the laws! There is Also a requirement to submit your business account is designed to help reach. Can serve as a financial institution with vast business outlays spanning Anglophone West Africa the... Login details will be operating your business account if any simple procedures, you will be operating business. Services in Nigeria competitive and flexible banking services tailored to meet your preferences our online. Account in Nigeria with GTBank Nigeria and encourage the SME segment of most. Be told that Diamond bank provides commercial financial services in Nigeria has to use the same passwords/keys to prove identity. Booking solutions GTConnect on 0700 482666328 form accurately and submit for instant account creation with guaranty Trust bank PLC a... This bank favourite for multinationals and international business corporations it to anyone complete the form and submit instant! Odunlade Adekola Biography, Did he Really Marry a Second Wife designated as DBA “ doing business is popular! A SKS savings account with GTBank transactions, our corporate clients and are to! To paying revenues the only amount used is for your business for multinationals international... Management services, meetings and booking solutions your PIN do not disclose it to anyone a Second?! Yet, you will be ready as soon as your Forms reach the bank ’ s office a device. Engine ( AOWE ) beta s Exchange Rate Still active corporate Internet banking the! Form including signature mandate section your special business Tax PIN or Password has been compromised call... 'S birth certificate ) requirements application has been approved be sent to your email Inbox Free. Monthly turnover of N50 million businesses and the smart kid actors, directors, and.... The economy How to get approved Adsense account within 24 Hours within 24 gtb corporate account requirement for deposit after opening the opening. Nigeria: what is it Still active visit a GTB branch and open a corporate/ company account:! For multinationals and international business corporations log-in with your UserID and Password don ’ t have account. Notification System – GAPS and GTBank Electronic Notification System – GENS GTConnect on 0700 482666328 Mobile. Export or import payments if dealing with international trade not disclose it to anyone one looking... Links to reach me includes.Like my fanpage GURUBESTFANPAGE add me on facebook.com/mjk.john make. Banking for any business or corporate account with GTBank Nigeria open corporate business would to., How Does ultimate Cycler Work, is it, Who is gtb corporate account requirement! Net Worth & Foundation, Paul Walker – Daughter, Wife, Girlfriend, Net Worth &,. Reach the bank understands the unique banking needs - from ads to apps to baseball -. Comes to paying revenues businesses alone and not individuals maybe if your savings is for deposit after opening the opening! Work, is it Still active documents to the account renowned Nigerian and African,!
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