These fees may also be a way for credit unions to make a profit off of customer transactions. ATM/DEBIT CARDS AMOUNT; Daily ATM Limit ATM or PIN-based point-of-sale cash back transaction: $400: Daily VISA Debit Card Limit: $2,500: ATM/Debit Card Replacement First order is free: $10.00: International Service Assessment Of converted transaction amount: 1%: Non-SRP FCU ATM Use : Inquiry: $1.00: Withdrawal: $2.00 The average ATM fee, according to Bankrate.com, now stands at $4.64 per transaction.